Swinton Insurance works with a trusted panel of insurers to help customers find the right deal for them on their car insurance quotes. Whether our customers are looking for classic car insurance, insurance for a first time driver, cover for a driver over 50, there are a wide-range of products available to suit most needs and budgets.
Customers can choose from two levels of insurance, comprehensive or TPFT (third-party, fire and theft). Swinton’s comprehensive cover insures customers against damage to their vehicle as well as any damage caused to other cars as the result of a collision. Swinton’s TPFT policy insures a customer's car if it is stolen or catches fire. Customers can also benefit from a selection of additional extras such as breakdown cover, car hire cover, drivers legal protection and windscreen cover.
What types of Car Insurance are there?
There are two key types of Swinton Car Insurance customers can choose from, based on your needs and your budget. You can also get additional extras such as Breakdown cover or Protected No Claims Discount ( minimum NCB required) where you need it.
Comprehensive
Comprehensive car insurance is the highest standard level of cover you can have for your car. This type of policy covers you against damage to your car as well as any damage that is caused to other vehicles in a collision. Comprehensive insurance allows you to claim for damage even if you’re at fault.
Third-party, Fire and Theft (TPFT)
Third-party car insurance is the minimum level of car insurance the law allows. It covers damage to another person's car, along with compensation costs for injuries to other people. This type of insurance won't cover damage to your own vehicle or your own injuries, if the accident is deemed to be your fault. TPFT provides you with the same coverage as third-party car insurance with one additional benefit: it also covers you if your car is stolen or catches fire. TPFT is available with our Classic product.
