What are the changes to new car & home insurance policies with TopCashback?

The FCA (Financial Conduct Authority) has introduced new regulations (from January 2022) which affect some of our insurance providers on site. The FCA rules that car and home insurers must offer their renewing customers a price that is no higher than they would pay as a new customer. In the industry this is known as price walking.

This means that a number of providers on site have decided to stop offering cashback on new car or home insurance policies in the same way as they have done before.

If you’re looking for another type of insurance – the FCA rules do not affect providers or new policies other than for car or home.

What this means with regards to earning cashback

The good news is you can still earn cashback on home and car insurance with some providers on site. These insurers are able to continue offering cashback to our members as they have updated their renewals policies. This means their existing customers aren’t penalised, and the FCA are kept happy. Those that continue to offer cashback to members (on home and car insurance policies) will feature on site as usual.

There are some insurance providers who will remain on-site but will offer cashback in a different way; through what we are calling Charity Cashback.

You can also still earn cashback if you take out a car or home insurance policy via comparison websites, including our own, TopCashback Compare.

« TopCashback FAQ's and Help Overview
Can’t find what you are looking for? We are very sorry to hear that, but don’t worry you will be able to send us a 'support ticket' and we will get back to you as soon as we can.

Did you know?

"Fair Play is at the heart of our culture – we strive to do what’s fairest for you and our employees. "
fair play
Find out more