Hastings Direct Car Insurance Cashback Offers & Discounts

Get money back every time you shop with over 5,000 merchants

Sign up for free and just shop as normal. Our average member earns over £300 cashback a year.

How does TopCashback make money?
How does cashback work?
Will it cost me anything?
When will I actually get my cashback?

20,000,000 members worldwide

TrustPilot logo, 4.5 out of 5 rating

Our customers love us!

Hastings Direct Car Insurance

At Hastings Direct we believe life is supposed to be crazy, to be messy, to be colourful. That’s the beauty of it. Insurance? It should be the opposite - great cover that’s straightforward and hassle-free. That’s why for us, simplicity is the best policy. We offer three different policy types, so you can choose the car insurance that’s right for you. Our Direct and Premier policies are 5 Star Defaqto rated, but if you’re looking for something more basic, our Essential policy is designed so you pay for exactly what you need – and nothing more.   Our Hastings Direct and Premier policies include: • Courtesy car • Windscreen cover • 24/7 claims helpline • 90 days of EU cover • Driving other cars • Vandalism promise • Uninsured driver promise • Personal accident cover • Personal belongings cover   Our Hastings Essential policies exclusively include: • Cover for damage to your car • Fire & theft cover • Courtesy car • No claims discount protection option • Adjustable excess • Uninsured driver promise • Three-year guarantee on repairs   We also offer a range of optional extras, such as enhanced personal accident cover, breakdown, motor legal expenses and key protection.*

More from this retail group: Hastings Direct Motorbike Insurance , Hastings Direct Home Insurance and Hastings Direct Van Insurance

Read more

Hastings Direct Car Insurance

Hastings Direct Logo

Finding a high standard of cover for a great price need no longer be a battle thanks to Hastings' Defaqto five-star rated car insurance.

Choose comprehensive, third party fire and theft or third party only Hastings car insurance cover and benefit from a 24/7 claims helpline, 90 days of EU cover and protection for things like satellite navigation equipment. You can opt to pay monthly, while you can also personalise your cover with optional extras such as breakdown cover, legal protection, personal accident cover and a protected no claims discount.

If you have more than one vehicle in your household, you can save time and money by opting for their multi-car insurance, while if you choose Hastings Premier car insurance, you will benefit from a choice of four tiers of breakdown cover and motor legal expenses. Get a car insurance quote today and see how much you could save.

Hastings Direct Car Insurance Homepage Screenshot

Multi-Car Insurance

You can insure as many cars as you like with Hastings Direct multi-car insurance if the named drivers live with you at your address. You'll get a discount for every car you insure and the cars will share the same renewal date, making it easier to manage and renew all of your policies at the same time.

If you take out a comprehensive policy, you will also benefit from features like windscreen and windows cover, EU cover up to 90 days per trip and an uninsured driver and vandalism promise when you take out the Hastings Direct policy or the Hastings Premier policy.

Hastings Direct Car Insurance Features

Optional Extras

You can add a range of optional extras to your car insurance policy. Select breakdown cover and you can choose one of four comprehensive options to suit your needs and budget. Select either roadside recovery, UK recovery, home service or European cover and, if your vehicle has broken down and cannot be driven, you will be assisted based on the level of cover chosen.

If your car keys are stolen, or you lose them, their key cover will protect you up to £1,500. You will also be covered if you lock your keys in your car or if they break in the lock and you cannot get into your car. Take out motor legal expenses cover, meanwhile, and enjoy peace of mind knowing that should you have an accident, you will be protected against the cost of any possible legal action.

If you are involved in an accident which was the fault of the other driver and results in your car being badly damaged, should you need to use taxis or a hire car while your vehicle is being repaired, legal expenses cover will recover those costs from the driver at fault and their insurance provider. As well as travel expenses, you will also be able to recover any loss of earnings suffered as a result of the accident and any out of pocket or medical expenses if you have legal protection.

Personal accident cover is a standard feature of any comprehensive Hastings Direct or Hastings Premier policy, but it is limited to £5,000. As it offers financial compensation for a range of injuries suffered by you or others, you may want to take out enhanced cover, which will provide you and your passengers with a greater level of protection in the event of an accident.

Substitute vehicle cover will get you back on the road for up to 21 days should you be at fault for an accident which results in a total loss or an unrecovered vehicle anywhere in the UK. This represents enhanced cover as, with a standard policy, they will provide you with a courtesy car, subject to availability, while your car is being repaired following an accident for which you were not to blame.

By joining you agree to our terms & conditions and privacy policy