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easyMoney Innovative Finance ISA Cashback Offers & Discounts

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Terms & Conditions

How does it work?
- After clicking through to the easyMoney website from the link, you must generate a new account and make an initial deposit of £1001 or more within 30 days.
- e-Money Capital Ltd trading as easyMoney is authorised and regulated by the FCA (FRN 231680). As with all investing, your capital is at risk when you lend to businesses and returns are not guaranteed. No FSCS. For more details please refer to our full risk statement.
- E-Money Capital Ltd trading as easyMoney is authorised and regulated by the FCA (FRN 231680). Instant access to your money can’t be guaranteed. The property industry is subject to market conditions and therefore your capital is at risk. Peer-to-Peer loans are not cash savings accounts so they are not covered by the Financial Services Compensation Scheme (FSCS). Tax treatment is dependent on individual circumstances and subject to change.
- E-Money Capital Ltd trading as easyMoney is authorised and regulated by the FCA (FRN 231680). Instant access to your money can’t be guaranteed. The property industry is subject to market conditions and therefore your capital is at risk. Peer-to-Peer loans are not cash savings accounts so they are not covered by the Financial Services Compensation Scheme (FSCS). Tax treatment is dependent on individual circumstances and subject to change.
- In order to receive the cashback you must click through to the easyMoney website via the TopCashback link. You must generate an account and invest directly.
- The standard easyMoney account eligibility criteria apply.
What will stop me getting cashback?
- Cashback will not be paid if the account application is in any way fraudulent, e.g. has been obtained with stolen or fabricated personal details
- Cashback will not be paid if the easyMoney account has been cancelled or closed.
- easyMoney holds the right to subtract the cashback value from the customers investment should customers withdraw their funds from their easyMoney account within 12 months of initial investment.
- If you apply via the Top Cashback link but then purchase using a price comparison site, you will not receive cashback.
- Make sure you have third party cookie tracking enabled and you allow the confirmation page to fully load before closing the window. Whilst the vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a 'Missing Cashback' query within 30 days of the transaction, as we will be unable to chase up older claims
- Members should only use voucher codes listed on Top Cashback. If you use voucher codes or gift vouchers that are not listed on TopCashback your cashback may not track or be declined.
- Using a promotional/voucher code not posted and approved by TopCashback.
What else is essential?
- All transactions will be validated by easyMoney. There is a 180 days validation period from the account creation date, after which easyMoney will confirm the transaction is valid and the minimum investment amount has been deposited to the user account. On meeting this criteria, any valid tracked investments will be confirmed.
- Cashback is only available on easyMoney acccounts set up online.
- Cashback rates are subject to change, both up and down.
- Only clicks generated from inside the UK will be accepted onto this campaign from easyMoney
- Purchases must be completed immediately and fully online.
- You will need your National Insurance Number.
- This merchant calculates cashback excluding VAT, delivery and any other charges.
- Cashback from this merchant cannot be withdrawn by Airbnb UK e-Gift Card, AirlineGift e-Gift Card, Boots Digital e-Gift Card, British Airways Executive Club, eLearnGift e-Gift Card, FlystayGift e-Gift Card, Hobbycraft e-Gift Card, HotelsGift e-Gift Card, PayPal, Prezzo e-Gift Card, RentacarGift e-Gift Card, Reward Wallet (e-Gift Cards plus bonus), The Little Starts e-Gift Card, Theatre Tokens e-Gift Card, ToursGift e-Gift Card, TripGift e-Gift Card, Turtle Bay e-Gift Card, Urban e-Gift Card, Virgin e-Gift Card.
What to do when
- A "Missing Cashback" query must be submitted within 100 days of the transaction, if the transaction does not track automatically.
- We will make all reasonable endeavors to secure the payment of commission on a transaction but we do not and cannot make any guarantee in this regard.

Please note the terms & conditions above are in addition to our general terms & conditions

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Cashback

Get up to 8% return from one of Europe's most recogniseable brands.

We provide access to inflation-beating returns by investing your money in loans backed by UK property.

Start from £1,000 to £9,999 and get 3.67% return with our Classic account

Start from £10,000 to £19,999 and get 5.12% return with our Premium account

Start from £20,000 to £99,999 and get 6.06% return with our Premium Plus account

Start from £100,000 and get 7.01% return with our High Net Worth account

Start from £1,000,000 and get 8% return with our Professional Investor account

Option to Transfer in from an existing Cash ISA, Stocks & Shares ISA or IFISA

We aim for quality over quantity of loans to help mitigate risks and achieve our target rates which represent the average rate of interest across the risk range on new loans. As conservative lenders we have a maximum loan to value of 75%, all of our valuations are undertaken by members of the Royal Institution of Chartered Surveyors (RICS) and each project must pass stringent lending criteria set out by our Credit Committee with over 70 years of property and lending experience. Our current default rate since launch is 0.00%. To better understand the risks involved and how we manage them please visit easymoney.com/help.

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easyMoney Innovative Finance ISA Cashback Offers & Discounts

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