British Seniors® Over 50s Life Insurance Cashback

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Terms & Conditions and other useful information
  • What will stop me getting cashback?
    • Using a promotional/voucher code not posted and approved by TopCashback.
  • Good to know
    • British Seniors® Over 50s Life Insurance cashback can be earned simply by clicking through to the merchant and shopping as normal.
    • British Seniors® Over 50s Life Insurance Cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
    • Cashback rates are subject to change both up and down.
    • From time to time information displayed here may be out of date. Please see Topcashback's full Terms and Conditions page for further information.
    • Recurrences on the amount of purchases that can be made while earning cashback may be limited.
    • This merchant calculates cashback excluding VAT, delivery and any other charges.
    • Transactions for this merchant should appear as pending within 24 hours. They will remain at this status until the retailer confirms that we're eligible for cashback. Once this happens your purchase will reach the confirmed stage of your account. When the merchant then pays us the cashback we can make this payable in your account.
  • What to do when
    • Some merchants may not be forthcoming with untracked cashback. We endeavour to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.
    • The vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing Cashback" query within 100 days of the transaction, we will be unable to chase up claims older than this.

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About British Seniors® Over 50s Life Insurance

British Seniors® Over 50s Life Insurance now comes with the unique Cash In option. This gives you 50% of your benefit amount if you decide to cancel your policy from age 80 or after 15 years, whichever is later.

This means you can avoid the life insurance lock in that all other over 50s policies hold you to. You won't find this feature anywhere else in the UK - it's unique to British Seniors.

It’s simple and easy to apply for a policy with British Seniors. Policies start from as little as £3.72 a month*, that’s just 13p a day.

*For a 50-year-old UK resident with a £1,000 benefit amount.

• Unique Cash In option – get 50% of your benefit amount before you die, from your 80th birthday or after 15 years, whichever is later
• Guaranteed acceptance – as long as you’re a UK resident aged between 50-80
• Choose your benefit amount from £1,000 up to £20,000 – depending on your age
• Fast payout – we aim to approve claims within days of receiving them
• No health questions – no health or medical questions
• Guaranteed no increases – fixed monthly premiums let you plan for the future knowing the cost will never increase
• Immediate cover – for accidental death, plus death by any cause after 24 months
Things to consider:
• Consider the benefit amount you choose as inflation may reduce its buying power over time
• Depending on how long you live you may pay in more that we pay out
• You can choose to Cash In your policy if you are 80 or after 15 years, whichever is later. There is no cash in value before this date
• If you choose the Cash In option, your cover will end
• Cash In value is the return of premiums equal to 50% of the benefit amount and will only change if you change your benefit amount


About your purchase
British Seniors Insurance Agency is a trading name of Neilson Financial Services Limited who is authorised and regulated by the Financial Conduct Authority and entered on the Financial Services Register under reference 594926. Registered Office: Landmark Place, Windsor Road, Slough, Berkshire SL1 1JL. Registered in England and Wales, number 07986483. All products are arranged by British Seniors Insurance Agency and issued, underwritten and administered by AIG Life Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority and entered on the Financial Services Register under reference 473752.

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