British Seniors® Over 50s Life Insurance Cashback

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Terms & Conditions and other useful information
  • What will stop me getting cashback?
    • Using a promotional/voucher codes not posted and approved by TopCashback.
  • What else is essential?
    • In order to click through to this merchant and earn cashback you must have your Bankers' Automated Clearing Services BACS details registered.
    • You can only withdraw your cashback via BACS once it reaches Payable.
    • Cashback will be paid once British Seniors have verified that your policy is in force and six successful monthly premiums have been paid for six consecutive months. Premiums must be up to date. If you cancel within this period your cashback will not be paid. Once this time period has passed, your cashback will be processed and you should receive payment within 4-8 weeks.
    • Cashback cannot be used in conjunction with any other offer from British Seniors.
    • To be eligible for the cashback offer, the quote has to be started and completed solely on TopCashback. Any quote obtained through a price comparison site and then completed through TopCashback will not be eligible for the cashback offer.
  • Good to know
    • The amount of cashback is shown at the time of your application. This amount may vary on validation.
    • The rates above include a bonus relevant to your membership level; 5% for Plus members and 1% for classic.
    • From time to time information displayed here may be out of date.
    • Good to know Cashback rates are subject to change both up and down.
    • British Seniors Over 50s Life Insurance Cashback can be earned simply by clicking through to the merchant and shopping as normal.
    • Unless otherwise stated expect transactions for this retailer to appear within 24 hours. Your transaction will initially track at £0.00 and uplift upon validation.
    • Although quotes may show as tracked in your TopCashback account this is subject to validation. British Seniors will check the final source of the sale during the validation stage and payment of any cashback will not be made if for any reason the sale wasn’t completed via TopCashback.
    • This merchant calculates cashback excluding VAT, delivery and any other charges.
    • British Seniors Over 50s Life Insurance cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
  • What to do when
    • If your policy does not track after 3 days, please raise a claim with TopCashback.
    • The vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing Cashback" query within 30 days of the 6 month anniversary of the policy start date, we will be unable to chase up claims older than this.
    • Some merchants may not be forthcoming with untracked cashback. We endeavour to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.
    • The cashback is advertised by TopCashback. Should you have any queries relating to cashback, you’ll need to raise a support ticket with TopCashback directly and not with British Seniors.
  • About your purchase
    • British Seniors Insurance Agency® is a trading name of Neilson Financial Services Limited which is authorised and regulated by the Financial Conduct Authority and entered on the Financial Services register www.fsa.gov.uk/register/ under reference 594926. Neilson Financial Services Limited. Registered in England and Wales. Number 07986483. Registered Office: Landmark Place, Windsor Road, Slough, Berkshire SL1 1JL. All products are arranged by British Seniors Insurance Agency and issued, underwritten and administered by Scottish Friendly Assurance Society Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under reference 110002, with permission to effect and carry out contracts of insurance.

About British Seniors® Over 50s Life Insurance

British Seniors® Over 50s Life Insurance now comes with the unique Cash In option. This gives you 50% of your benefit amount if you decide to cancel your policy from age 80 or after 15 years, whichever is later.

This means you can avoid the life insurance lock in that all other over 50s policies hold you to. You won't find this feature anywhere else in the UK - it's unique to British Seniors.

It’s simple and easy to apply for a policy with British Seniors. Policies start from as little as £3.72 a month, that’s just 13p a day.

• Unique Cash In option – get 50% of your benefit amount before you die, from your 80th birthday or after 15 years, whichever is later
• Guaranteed acceptance – as long as you’re a UK resident aged between 50-80
• Choose your benefit amount from £1,000 up to £20,000 – depending on your age
• Fast payout – we aim to approve claims within days of receiving them
• No health questions – no health or medical questions
• Guaranteed no increases – fixed monthly premiums let you plan for the future knowing the cost will never increase
• Immediate cover – for accidental death, plus death by any cause after 24 months
Things to consider:
• Consider the benefit amount you choose as inflation may reduce its buying power over time
• Depending on how long you live you may pay in more that we pay out
• You can choose to Cash In your policy if you are 80 or after 15 years, whichever is later. There is no cash in value before this date
• If you choose the Cash In option, your cover will end
• Cash In value is the return of premiums equal to 50% of the benefit amount and will only change if you change your benefit amount


About your purchase
British Seniors Insurance Agency is a trading name of Neilson Financial Services Limited who is authorised and regulated by the Financial Conduct Authority and entered on the Financial Services Register under reference 594926. Registered Office: Landmark Place, Windsor Road, Slough, Berkshire SL1 1JL. Registered in England and Wales, number 07986483. All products are arranged by British Seniors Insurance Agency and issued, underwritten and administered by AIG Life Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority and entered on the Financial Services Register under reference 473752.

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