Life insurance

Get cashback on your life insurance with TopCashback

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How does cashback work?

    • Get a brand-new life insurance quote to be eligible for a TopCashback payment
    • Buy your life insurance policy there and then
    • After 6 months of your policy being active, your cashback will be validated if TopCashback’s T&Cs have been met
    • Wait 6-8 weeks for payment in your TopCashback account

Cashback help

Need some help with your TopCashback payment? For questions on waiting times, tracking your cashback or terms and conditions, see TopCashback's help page.

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How much does life insurance cost?

Life insurance costs vary depending on your lifestyle, age and general health. But it can start from as little as £5 per month*. Bear in mind that this is the minimum you might expect to pay, as premiums are based on a range of factors. The average cost of a policy is likely to be slightly higher.

We’ve set out some examples below based on what you could expect to pay based on a level term cover policy with a payout of £100,000*.

Age Average monthly premium* Total paid for 20 year policy
18
£2.98
£715.20
25
£3.75
£900.00
30
£4.54
£1,089.60
40
£7.49
£1,795.20
65+
£85.39
£20,493.60

***Confused.com data July - September 2023. Prices based on the cheapest quote offered on a 25 year policy with £100,000 of cover.

Confused Life is provided by Direct Life & Pension Services Ltd, who are authorised and regulated by the Financial Conduct Authority. Registered office; 2nd Floor Gateway 2, Holgate Park Drive, York, United Kingdom, YO26 4GB. Registered in England and Wales No 2467691. Our service is free and compares a wide range of trusted household names. Confused.com is an intermediary and receives commission from Direct Life & Pension Services Ltd which is based on a percentage of the total annual premium if you decide to buy through our website. We pride ourselves on impartiality and independence – therefore we don’t promote any one insurance provider over another.