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Santander Cashback

The innovative 123 Current Account from Santander pays cashback on household bills and interest on balances.

123 Current Account pays cashback on household direct debits


-1% cashback on water, council tax and Santander mortgage payments (up to maximum monthly mortgage payments of £1,000)
-2% cashback on gas and electricity bills 
-3% cashback on mobile, landline, broadband and paid-for TV package bills. 


And also pays in-credit interest
-1% AER (variable) interest once your balance is £1,000 or over.
-2% AER (variable) interest once your balance is over £2,000
-3% AER (variable) interest once your balance is over £3,000 (up to a maximum of £20,000).

Santander Everyday Current Account: All the essentials you need to manage your money.

-Easy access to your account 24 hours a day
-Free text message and email alert service
-A free Arranged Overdraft for 4 months when you switch

Approved 123 Current Account
Cashback Exclusive
£55.55
Ends in 4 Days
Approved Everyday Current Account
£33.66
Cashback
Approved 123 Credit Card
Moreclose details
£15.15
Cashback

3% cashback (from Santander) on National Rail and Transport for London (Tfl) travel*

Including London Underground, DLR, London Overground, London Tramlink, First Capital Connect, London Midland, Heathrow Express, Gatwick Express, Virgin Trains, London Buses, and many more……

3% cashback applies to up to £300 a month*

Santander Discount Codesopen
 No approved codes available at the moment for this merchant.

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Merchant notesopen
  • Please note that cashback from this merchant is calculated on the purchase price excluding VAT.
  • Please note that the use of a Santander promotional/voucher code not posted and approved by TopCashback, may affect your eligibility for cashback.
  • Please note, transactions from Santander will initially track at £0.00 and uplift once activated.

    Transactions from this merchant are subject to a 60-day validation period.

  • - To ensure that you qualify for Cashback, you must ensure that TopCashback is the only site you have visited. If you have browsed Santander products via any other site prior to TopCashback, this will affect your sale being tracked and you will need to delete your cookies. 

    - Once you have successfully completed a Santander application you will be issued with a unique customer reference number which begins OLA. You will need to use this reference number in all correspondence relating to your Cashback so your query can be tracked. Without this reference number we will not be able to investigate your enquiries.

    - If your Cashback has not tracked within 14 days of your application you must submit a Cashback enquiry to TopCashback. You may only submit a Missing Commission Claim after 42 days of opening a Santander account and no later than 70 days. Please also supply your OLA number when raising a query or your enquiry will be rejected. 

    - You must have an active Santander account in order for your Cashback to be issued.

  • *Credit subject to status, UK residents aged 18 and over.
    1. Includes most major retailers, UK train operating companies, online train ticket retailers and trains operated in Northern Ireland by NI Railways. 3% cashback applies on spend up to £300 a month on either petrol or rail and TfL travel or a combination of these. Purchases not eligible for cashback include (a) TfL travelcards, passes and Oyster Card top up purchases made at newsagents, garages and off-licences (b) NI Railways train tickets purchased online (c) Eurotunnel Le Shuttle and (d) train ticket purchases from travel agents or tour operators. Other cashback exclusions, limits and terms apply. To obtain full cashback terms, visit santander.co.uk/123card-terms or ask in branch.

    2. Offer available for new and existing 123 Credit Card customers. To qualify for this refund you must: (i) Open a 123 Current Account; and (ii) set up a Direct Debit from the 123 Current Account within 30 days of opening to pay your 123 Credit Card. The annual fee charged for the first year will then be refunded to your 123 Credit Card account within 21 days from the later of (i) activating your card and/or (ii) setting up the Direct Debit from your 123 Current Account. Offer ends 30/06/2013.

    3. Additional card holders must be 18 or over. You will be responsible for the use and payments on these cards.

  • Transactions from Santander will initially track at £0.00 and uplift once activated. Transactions from this merchant are subject to a 60-day validation period.
  • You must have applied and been accepted for the relevant Santander account for your Cashback to be issued. For current account applications, Cashback will only be issued once your account is successfully opened and you have switched from your existing bank.
  • Cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
  • If your account is not successfully opened within 30 days of your application, or if you are required to complete the application in branch you will not be eligible for Cashback through TopCashback.
  • Once you have successfully completed a Santander application you will be issued with a unique customer reference number which begins OLA. You will need to use this reference number in all correspondence relating to your Cashback so your query can be tracked. Without this reference number we will not be able to investigate your enquiries.
  • If your Cashback has not tracked within 30 days of your application you must submit a Cashback Claim to TopCashback. Please supply your OLA number when raising a Claim or your enquiry cannot be investigated.
  • Interest is paid on the first £20,000 of your entire balance once you have at least £1,000 in your account.
  • Household bills do not include TV licence, maintenance or insurance contracts, commercial use or commercial mortgages.
  • To get cashback on your household bills and interest on your balance, just follow these steps: •Pay a monthly account fee of £2, which will be automatically taken from your account each month. •Fund the account with £500 a month (a minimum balance of £1,000 is required to receive interest). •Set up at least two Direct Debits. For cashback household bills must be paid by Direct Debit to organisations within eligible categories.
  • Rates above include 1% Topup for everybody
  • Santander cashback is available through Top CashBack on genuine, tracked transactions completed immediately and wholly online.
  • SANTANDER CASHBACK can be earned simply by clicking through to the merchant and shopping online as normal.
Important Informationopen

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Tracking statistics
More informationAvg Tracking Speed
This is the amount of time it takes from you submitting your order with a merchant to the cashback amount to appearing as ‘Pending’ in your ‘Earnings’ within your Top Cashback Account.

Avg Payment Speed
This is the amount of time it takes the merchant to validate your cashback and then to pay us so we can pass the cashback on to you. This will then appear as ‘Payable’ in your account.

Auto Tracking Reliability
This shows a percentage of transactions which sucessfully track to members accounts for this merchant.

Manual Claims Required
Due to cookie blockers and other influences, some transactions don't track automatically. If this happens to you, then you can fill in a form from our enquiries section and we will manually try and get this cashback awarded.
Satisfied with this merchant
99.4%
Based on over 20,000 completed transactions

2 stars - 91 reviews
See reviews
Avg Tracking Speed
0 days 5 hrs
Avg Payment Speed
7 wks 3 days
Auto Tracking Reliability
98%
 
Manual Claims Required
2%
 
Manual Claims Complete
76%
 
Payment Performance
We last received a payment from this merchant during December 2012, for transactions in November 2012.