Santander Cashback

Earn cashback on a range of products from Santander.

The 123 Current Account from Santander pays you cashback on your household bills and interest on balance.

123 Current Account pays cashback on household direct debits



-1% cashback on water, council tax and Santander mortgage payments (up to maximum monthly mortgage payments of £1,000)
-2% cashback on gas and electricity bills 
-3% cashback on mobile, landline, broadband and paid-for TV packages. 



Household bills do not include TV licence, maintenance or insurance contracts, commercial use or commercial mortgages.



And also pays in-credit interest
-1% AER (variable) interest on balances from £1,000
-2% AER (variable) interest on balances from £2,000
-3% AER (variable) interest on balances from £3,000 and up to a maximum of £20,000.



Interest is paid on the first £20,000 of your entire balance once you have at least £1,000 in your account.



To get cashback on your household bills and interest on your balance, just follow these steps:





  • Pay a monthly account fee of £2, which will be automatically taken from your account each month.


  • Fund the account with £500 a month (a minimum balance of £1,000 is required to receive interest).


  • Set up at least two Direct Debits. For cashback household bills must be paid by Direct Debit to organisations within eligible categories.


The Santander Everyday Current Account gives you all the essentials you need to manage your money.

-Easy access to your account 24 hours a day
-Free text message and email alert service
-A free Arranged Overdraft for 4 months when you switch

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info  There are important additional terms related to this merchant. See details
Santander Offers
Cashback Action
New Switching Customer - Approved Santander 123 Current Account
Cashback will only be issued once your account is successfully opened and you have switched from your existing bank using the Santander Account Transfer Service

£36.75 Get Cashback
New Switching Customer - Approved Santander Everyday Account
Cashback will only be issued once your account is successfully opened and you have switched from your existing bank using the Santander Account Transfer Service

£34.99 Get Cashback
Santander - 123 Credit Card

£13.12 Get Cashback

Santander Voucher Codes

We don’t have any Santander codes available at the moment. See: All codes and deals | Expired codes

Merchant Notes

If your account is not successfully opened within 30 days of your application, or if you are required to complete the application in branch you will not be eligible for Cashback through TopCashback.

Please note, transactions from Santander will initially track at £0.00 and uplift once activated. Transactions from this merchant are subject to a 60-day validation period.

- To ensure that you qualify for Cashback, you must ensure that TopCashback is the only site you have visited. If you have browsed Santander products via any other site prior to TopCashback, this will affect your sale being tracked and you will need to delete your cookies.

- Once you have successfully completed a Santander application you will be issued with a unique customer reference number which begins OLA. You will need to use this reference number in all correspondence relating to

You must have applied and been accepted for the relevant Santander account for your Cashback to be issued. For current account applications, Cashback will only be issued once your account is successfully opened and you have switched from your existing bank.

Interest is paid on the first £20,000 of your entire balance once you have at least £1,000 in your account.

Household bills do not include TV licence, maintenance or insurance contracts, commercial use or commercial mortgages.

Please note that the use of a Santander promotional/voucher code not posted and approved by TopCashback, may affect your eligibility for cashback.

Santander cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.

The rates displayed above will include the cashback bonus relevant to what level of membership you are on when you're logged into your account. If you're not logged in to a TopCashback account, the rates shown will include the Plus member cashback bonus.

SANTANDER CASHBACK can be earned simply by clicking through to the merchant and shopping online as normal.

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Expect transactions for this retailer to appear the following day, but can be a few weeks in some cases. Transactions take about 45 days to become confirmed and about 60 - 90 days to become payable, unless otherwise indicated on the Avg Payment Speed statistics above. Recurrences may be limited.

Cashback rates are subject to change, both up and down.

Whilst the vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a 'Missing Cashback' query within 100 days of the transaction, as we will be unable to chase up older claims. You must click through to the retailer and proceed with your purchase or transaction immediately and wholly online.

Please note that some merchants may not be forthcoming with untracked cashback. We endeavour to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based on expected cashback as it is not guaranteed.See our Terms and Conditions for more information.

From time to time the information displayed here may be out of date.

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Tracking Stats

98.98%
satisfied

Based on over 20,000 completed transactions
See more statistics