Better Buy Insurance is a specialist Mobile Phone Insurance Website that offers 12 MONTHS IPHONE INSURANCE FOR JUST £19.99. The cover is also available on all other Mobile Phones. Better Buy Insurance is a brand of Loyal Insurance Services Ltd and we have been providing Mobile Phone Insurance for over 6 years. We offer three products in total which protect the customer for 12 months. The £19.99 policy covers accidental damage. The £39.99 policy covers accidental damage, theft, unauthorised calls and overseas cover. The £49.99 policy covers the same as the £39.99 policy PLUS LOSS.