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Get paid to shop – potential earnings: £327 If you are about to give your finances an overhaul, make the first step signing up to a cashback website. Websites such as topcashback.co.uk list retailers that pay commission when shoppers click through to them and in turn the website rebates some of this commission to the consumer.

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Instead, make sure you use a cashback website such as TopCashBack. Then, whenever you want to make a purchase, check whether that particular retailer is listed on your cashback website. If it is, click on the affiliate link shown. This will take you through to the retailer’s site and you can then make your purchase as usual. Your transaction will be tracked and the retailer will pay the cashback site for introducing you as a customer. The cashback site then passes that payment onto you. Simple.

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Today will be the busiest day of the year for internet shopping, as customers get online to buy presents to be delivered in time for Christmas. Top tips for Christmas shopping online 4. Use cashback websites when buying online, such as TopCashBack. These websites work by paying you a small amount, usually around 5%, for every purchase you make and the money will arrive in your account a month later.

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More than eight million Britons are missing out on bumper savings because they have never gone online. Many of the best financial deals are to be found on the web, yet figures released by the Office for National Statistics show that around 16pc of the UK's population do not use the internet. Saving cash is one of the principle reasons that the Government's "digital champion", the internet entrepreneur Martha Lane Fox, is running the Race Online campaign to create 1.9 million new internet users by the end of 2012. But with just a few clicks of the mouse saving money online is easy and we have dug out seven reasons why it makes sense to log on. Websites such as Topcashback.co.uk list retailers that pay commission when shoppers click through to them. In turn, the website rebates some of this commission to the consumer. With Topcashback.co.uk, you could earn £36.05 if you purchase Breakdown Cover – Level 4 (Recovery Plus) from Green Flag.

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The aftermath of the last economic crisis, and more awareness of the impact corporates have on the environment after catastrophes like BP's Gulf of Mexico disaster, have pushed Britons' investment in ethical funds to a record high. Before buying cover, use a website like TopCashBack - these offer money back on a fully comprehensive policy.

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There are hundreds of apps and websites which claim to save users cash online. Some are cunning, some make you think ‘why has no one done this before?’ David Crookes rounds up the best of the bargains. Buying clothing from Tesco.com, for example, will earn you 5.05 per cent with the well-rated Topcashback.co.uk.

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Cashback websites pay out when you click through to a retailer's site from them. The retailer pays the site a referral fee, some of which is passed on to the customer with the rest kept by the site. The money is paid directly to a nominated account. TopCashback.co.uk has no annual fee, unlike some of its rivals. for example quidco.com costs £5.00 a year. BEST SITE topcashback.co.uk

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If you switch to its account you'll get £100, and if you switch through Topcashback you will get an extra £55 into the bargain.

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Once youve found the best all-round deal, check whether you can get some money back on it through a site which offers cashback if you book through them, such as TopCashBack.co.uk.

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Cheaper ways to survive the school summer holiday. If you haven’t had a free trial with Lovefilm yet (and there must be someone on the planet who hasn’t), you could even make money from seeing the latest DVD releases. Sign up for a trial through cashback site Topcashback and you’ll get two weeks of free films or TV shows with up to three discs at a time. Cancel at the end of the 14-day period and not only will you pay nothing for the privilege, but you’ll get £16.66 back from Topcashback.