Saga over 50s Home Insurance Cashback Offers

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Terms & Conditions and other useful information
  • What will stop me getting cashback?
    • Eligible cashback will be awarded within 60 days of purchase.
    • If any monthly direct debit payments have been missed.
    • If the policy has been cancelled or voided within 60 days of the start date.
    • If the purchase was not completed wholly online.
    • If the transaction cannot be traced.
    • If you are an existing customer.
    • If you obtain or retrieve a quote from another channel such as a price comparison website.
    • Policyholder must be aged 50 or over.
    • * In order to qualify for the increased cashback amount, the Legal Expenses cover will need to be selected by the customer during the quote process, it is not automatically included.
    • Using a promotional/voucher code not posted and approved by TopCashback.
  • Good to know
    • Saga over 50s Home Insurance cashback can be earned simply by clicking through to the merchant and shopping as normal.
    • Saga over 50s Home Insurance Cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
    • If you are logged in to your account, the rates above include a bonus relevant to your membership level; typically 5% for Plus members and 1% for classic. If you are logged out of your account, the rates shown will be the Plus member rates. Please login to ensure you see the relevant rates to your membership level.
    • Cashback rates are subject to change both up and down.
    • From time to time information displayed here may be out of date. Please see TopCashback's full Terms and Conditions page for further information.
    • Recurrences on the amount of purchases that can be made while earning cashback may be limited.
    • Transactions for this merchant should appear as pending within 24 hours. They will remain at this status until the retailer confirms that we're eligible for cashback. Once this happens your purchase will reach the confirmed stage of your account. When the merchant then pays us the cashback we can make this payable in your account.
  • What to do when
    • Some merchants may not be forthcoming with untracked cashback. We endeavour to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.
    • The vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing Cashback" query within 30 days of the transaction, we will be unable to chase up claims older than this.


About Saga over 50s Home Insurance

Home Insurance

Now you can receive increased cashback if you purchase Legal Expenses cover with a new Saga Home Insurance policy*.

Saga has been providing home insurance for more than 25 years and we specialise in the needs of the over 50s.

Saga Home Insurance policies are provided by a number of insurers who all meet our high standards of quality and service.

*In order to qualify for the increased cashback amount, the Legal Expenses cover will need to be selected by the customer during the quote process, it is not automatically included.

Reasons to choose Saga Home Insurance:

  • Defaqto 5 Star rated cover with excellent features and benefits
  • Up to £1,000,000 buildings cover as standard and up to £100,000 contents cover available
  • • Alternative accommodation up to £100,000 – if your home is uninhabitable following a claim
  • New for old – replacement of items as standard, if repair is not feasible, such as a broken mirror
  • Up to £10,000 worldwide cover for your personal belongings – included as standard on our Premier cover
  • Your switching fees paid – up to £100 to cover the cost of any transfer charges applied by your current insurer
  • A range of additional cover options – including Legal Expenses cover and Saga Home Emergency cover
  • No automated telephone menus and UK based advisers – offering a high level of customer service.
  •  • Reasons to include Legal Expenses:
    •  •Unlimited personal legal advice
    •  •Cover of up to £100,000 for a variety of legal proceedings
    •  •Online access to a range of professionally written legal documents that can be adapted to meet your needs
  •  • Legal Expenses cover would help if…
    •  •Your neighbour’s overhanging branches fall and damage your property
    •  •You are unfairly dismissed by your employer
    •  •You are injured in an accident.


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  • When will I actually get my cashback?