Saga over 50s Home Insurance Cashback Offers

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Terms & Conditions and other useful information
  • What will stop me getting cashback?
    • Eligible cashback will be awarded within 60 days of purchase.
    • If any monthly direct debit payments have been missed.
    • If the policy has been cancelled or voided within 60 days of the start date.
    • If the purchase was not completed wholly online.
    • If the transaction cannot be traced.
    • If you are an existing customer.
    • If you obtain or retrieve a quote from another channel such as a price comparison website.
    • Policyholder must be aged 50 or over.
    • * In order to qualify for the increased cashback amount, the Legal Expenses cover will need to be selected by the customer during the quote process, it is not automatically included.
    • Using a promotional/voucher code not posted and approved by TopCashback.
  • Good to know
    • Saga over 50s Home Insurance cashback can be earned simply by clicking through to the merchant and shopping as normal.
    • Saga over 50s Home Insurance Cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
    • If you are logged in to your account, the rates above include a bonus relevant to your membership level; typically 5% for Plus members and 1% for classic. If you are logged out of your account, the rates shown will be the Plus member rates. Please login to ensure you see the relevant rates to your membership level.
    • Cashback rates are subject to change both up and down.
    • From time to time information displayed here may be out of date. Please see TopCashback's full Terms and Conditions page for further information.
    • Recurrences on the amount of purchases that can be made while earning cashback may be limited.
    • Transactions for this merchant should appear as pending within 24 hours. They will remain at this status until the retailer confirms that we're eligible for cashback. Once this happens your purchase will reach the confirmed stage of your account. When the merchant then pays us the cashback we can make this payable in your account.
  • What to do when
    • Some merchants may not be forthcoming with untracked cashback. We endeavour to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.
    • The vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing Cashback" query within 30 days of the transaction, we will be unable to chase up claims older than this.

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About Saga over 50s Home Insurance

Saga’s cashback offer is now available on their higher level of cover, Saga Home. This comes with a 3-year fixed price, meaning that if nothing changes, the amount you pay for the first year will be the same for the second – and the third! Don’t worry, this doesn’t mean they’re tying you in for three years – you’re still free to leave at renewal if you choose.

Take a look at the valuable benefits included as standard on Saga Home:

  • Accidental damage cover for mishaps in the home, such as dropping and breaking your tablet or phone
  • Personal belongings cover to protect your items when you're away from home
  • Alternative accommodation if you need to move out of your home due to a claim

If Saga Home is not for you, they also offer Saga Essential home cover. This doesn't come with their 3-year fixed price and all of the features Saga Home offers as standard but does provide a comprehensive level of cover.

Their cashback levels vary depending on which cover you choose, with their highest level available on our buildings and contents with legal expenses policies. We also have offers available for their buildings and contents, buildings only and contents only on both Saga Home and Saga Essential.

If you choose to include legal expenses,  you will have access to 24 hour unlimited legal advice and cover for up to £100,000 legal costs regarding issues such as if your neighbours overhanging branches fall and damage to your property or you are injured in an accident. Please note that they will cover claims as long as the legal team believe we can win your case.

As a Saga customer you can also enjoy access to our free membership programme, with regular offers and ballots on food, travel, events and more.

Saga Home Insurance is provided by a number of insurers who all meet our high standards of quality and service. Saga Home Insurance is designed for those aged 50 and over. Saga's Possibilities membership programme is not a regulated product.

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