RAC UK Monthly Breakdown Cashback

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Terms & Conditions and other useful information
  • What else is essential?
    • Cashback will not be paid for RAC Business Breakdown Cover.
    • Claims made within the first 14 days are not covered
    • The cashback offered is only available as shown at the time and RAC reserves the right to withdraw cash-back offers at any time.
    • We won’t cover batteries that require fitting by a manufacturer’s dealer
    • In order to receive your cashback you must click through to RAC from TopCashback and purchase on the designated TopCashback page.
    • There is a 12 month confirmation period from policy start date after which cashback will be validated if genuine.
  • Good to know
    • RAC UK Monthly Breakdown cashback can be earned simply by clicking through to the merchant and shopping as normal.
    • RAC UK Monthly Breakdown Cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
    • Payment must be made on a monthly continuous payment method.
    • The rates above include a bonus relevant to your membership level; 5% for Plus members and 1% for classic.
    • Cashback may only be paid on the net value including VAT and additional services such as delivery and surcharges.
    • Cashback rates are subject to change both up and down.
    • From time to time information displayed here may be out of date. Please see Topcashback's full Terms and Conditions page for further information.
    • Recurrences on the amount of purchases that can be made while earning cashback may be limited.
    • Applicable cashback amount between annual and monthly policies may vary.
    • Battery Rescue is only available for vehicles less than 150k miles
    • Battery Rescue is only available for vehicles less than 15 years old.
    • If your vehicle breaks down because your starter battery is no longer serviceable, we’ll replace it up to a value of £600 per year.
    • Cashback is paid on the value of the policy after any reduction.
    • Maximum cashback can be achieved when spending £22.51+ per month.
    • Offer cannot be used in conjunction with any other offer and may be withdrawn at any time.
    • Please be aware that transactions for RAC UK Breakdown may initially track at a lower amount and will uplifted upon validation.
    • Third party cookie tracking must be enabled and you must allow the confirmation page to fully load before closing the window.
    • We will only be able to fit a battery within ¼ mile of your home address if you have our At Home cover.
  • What to do when
    • Some merchants may not be forthcoming with untracked cashback. We endeavour to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.
    • The vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing Cashback" query within 100 days of the transaction, we will be unable to chase up claims older than this.

About RAC UK Monthly Breakdown

Do you prefer to spread the cost of your breakdown cover through easy to manage monthly payments? Then purchase your cover with the RAC, the only breakdown cover provider to offer cashback rewards on monthly payments! T&C’s apply.
92% of our members would recommend RAC Rescue to their friends and family. We’ve also been rated 4 out of 5 stars on Trustpilot from over 8,000 reviews. And our most comprehensive breakdown cover has been awarded 5 stars by Defaqto.
To help keep your motoring costs down our breakdown cover includes all the extras you’d expect from the UK’s most experienced provider, so there are no nasty surprises.


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  • How does TopCashback work?
  • Will it cost me anything?
  • When will I actually get my cashback?