RAC Loans Cashback

Get your personalised loan rate in just 3 minutes. Whether you're looking to buy a car, renovating your home or reorganising your finances, at RAC Loans we know that one size doesn’t fit all when it comes to car finance. That’s why we give you an interest rate personal to you based on your own circumstances, so you can see your chances of being accepted before you apply, helping you to stay in control of your borrowing.

At RAC Loans we make sure you have complete clarity and certainty from the outset to help you balance your budgets. Clear and simple, with great service to match. Just fill in our simple quote form to tell us a few details about yourself. Don’t worry this won’t affect your credit record.


RAC Loans Benefits:
• Quick online application
• Quote won’t affect your credit score
• Funds in 3 days
• Fixed monthly payments
• Early repayment at any time


RAC Loans are provided by Shawbrook Bank Limited. RAC Loans is a trading name of RAC Financial Services Limited who are acting as a credit broker.

9.9% APR Representative.
Terms & Conditions and other useful information
  • What will stop me getting cashback?
    • Cashback will not be paid if customers cancel their loan within the cooling off period.
    • Cashback will not be paid if the application is identified as fraudulent. RAC reserves the right to cancel any applications or cashback if we discover or reasonably suspect the terms of the offer are being abused.
    • Cashback will only be paid for new applications that are fully completed online through TopCashback.
    • Cashback will not be paid in conjunction with any other offer, voucher or discount code unless listed on this page, or with any other discounts such as staff or student discounts.
    • You must have BACS as your cashback payment method for this merchant.
  • What else is essential?
    • In common with other insurance companies, this merchant does not pay cashback on renewal of policies or on saved quotes, unless we have indicated otherwise above.
  • Good to know
    • From time to time information displayed here may be out of date. Please see Topcashback's full Terms and Conditions page for further information.
    • Cashback rates are subject to change both up and down.
    • Recurrences on the amount of purchases that can be made while earning cashback may be limited.
    • RAC Loans cashback can be earned simply by clicking through to the merchant and shopping as normal.
    • Transactions for this merchant should appear as pending within 24 hours. They will remain at this status until the retailer confirms that we're eligible for cashback. Once this happens your purchase will reach the confirmed stage of your account. When the merchant then pays us the cashback we can make this payable in your account.
    • This merchant calculates cashback excluding VAT, delivery and any other charges.
    • RAC Loans Cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
    • If you earn cashback through this merchant, payouts cannot be made by The Entertainer e-Gift Card ,Costa e-Gift Card,Halfords e-Gift Card,Nike e-Gift Card,Amazon.co.uk e-Gift Card,Pizza Express e-Gift Card ,Ticketmaster e-Gift Card ,Evans Cycles e-Gift Card,Debenhams e-Gift Card ,Love2Shop,M&S e-Gift Card,British Airways Executive Club,Avios Travel Rewards Programme,PayPal.
  • What to do when
    • The vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing Cashback" query within 100 days of the transaction, we will be unable to chase up claims older than this.
    • Some merchants may not be forthcoming with untracked cashback. We endeavour to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.

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Tracking Stats

Avg Tracking Speed
This is the average amount of time it takes from you submitting your order with a merchant to the cashback amount appearing as “pending” in your earnings within your top cashback Account. Please be aware this is an average tracking speed and transactions can take up to 7 days to show in your account.
Avg Tracking Speed
Less than an hour
Avg Payment Speed
Based on transactions which have been paid for this merchant, this is the average amount of time it takes the merchant to validate your order and pay the cashback. This will then appear as “payable” in your earnings. Please be aware that this is an average payment speed based on previous payment performance and therefore payments can take longer than originally estimated. As this is calculated based on transactions which have been previously paid, it does not include recent transactions which have not yet reached payable status. In order to understand the latest payment history for this merchant, please refer to the ‘Payment Performance’ field below.
Avg Payment Speed
N/A
Auto Tracking Reliability
This shows a percentage of transactions which successfully track automatically to members accounts for this merchant.
Auto Tracking Reliability
93%
Manual Claims Required
Due to cookie blockers and other influences, some transactions don’t track automatically. If this happens to you, then you can fill in a form from our enquires section and we will manually try and get this cashback awarded. This is the percentage where manual claims have been required for this merchant.
Manual Claims Required
7%
Manual Claims Complete
This shows the percentage of claims that are successful following a manual claim submission.
Manual Claims Complete
0%
Payment Performance
Payment performance confirms when we last received a payment from this merchant and for the period the transactions were originally made.
Payment Performance
We last received a payment from this merchant during April 2018, for transactions in February 2018.

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