Nationwide FlexDirect Cashback Offers & Black Friday Deals

Cashback not currently available for Nationwide FlexDirect, browse our alternative merchants below or search above.

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Terms & Conditions
  • What will stop me getting cashback?
    • Using a promotional/voucher code not posted and approved by TopCashback.
  • What else is essential?
    • Purchases must be completed immediately and fully online.
  • Good to know
    • This merchant calculates cashback excluding VAT, delivery and any other charges.
  • What to do when
    • A "Missing Cashback" query must be submitted within 30 days of the transaction, if the transaction does not track automatically.
    • We will make all reasonable endeavors to secure the payment of commission on a transaction but we do not and cannot make any guarantee in this regard.
Please note the terms & conditions above are in addition to our general terms & conditions


About Nationwide FlexDirect

The FlexDirect account could be right for you if you're after an account that could pay you interest when you have money in your account and you prefer to do your banking online or over the phone.

Cashback will only be paid to customers who are accepted for a FlexDirect account and who have completed a full switch online to Nationwide from a non-Nationwide current account using the Current Account Switch Service.

Account benefits:

  • Access to 5% AER (4.89% gross p.a) interest on in-credit balances of up to £2,500 (fixed for the first 12 months). You must pay in £1,000 per month (excluding transfers from any Nationwide account held by you or anyone else) to earn interest.*
  • No fees on arranged overdraft for 12 months available**
  • No monthly fee
  • Access to exclusive products

FlexDirect Overdraft Representative Example:

  •  If you use an arranged overdraft of £1,200 the amount Nationwide will charge you is 50p per day (variable)

*After 12 months the interest rate reverts to 1% gross pa./AER (variable) on balances up to £2,500. You must continue to pay in £1,000 per month (excluding transfers from any Nationwide account held by you or anyone else) to earn interest. Interest paid monthly. Advertised rates correct at 1 January 2016 and these rates can be changed at any time. Age 18+.

**Overdrafts are only open to those aged 18 or over (UK residents only) and are subject to approval. When you apply for an account, Nationwide will inform you if they can offer you an arranged overdraft.

You must be aged 18 or over to apply for FlexDirect (UK residents only). AER stands for 'annual equivalent rate' and illustrates what the interest rate would be if interest were paid and compounded each year. Gross p.a is the interest rate without tax deducted.

Under the terms and conditions of this account, customers are only guaranteed the 5% AER promotional credit interest rate on one FlexDirect account. Any additional FlexDirect accounts held or more than one joint account held by you and another customer will result in the credit interest rate being reduced from 5% (4.89% gross p.a) to 1% gross p.a/AER (variable) within 7 working days of the account being opened.

Nationwide subscribes to the Lending Code. For more information on the Lending Code please visit


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