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OPEN A PERSONAL PENSION WITH WEALTHIFY

CLEAR, HONEST & MANAGED BY EXPERTS

No jargon or complexity, just clear fees and investment styles to suit your needs. Open a Personal Pension today and you could earn between £5 and £1,000 cashback. New customers only. Full terms and conditions here.

PENSION TRANSFER Things to think about before transferring your pension to Wealthify.

  • Whilst we keep our costs as low as possible, you should compare your current fees and charges with our pension costs to understand anydifferences, checking that everything makes financial sense for you before transferring.
  • We won’t charge you if you transfer your pension to us. However, your existing pension provider might have an exit charge.
  • Our investment experts will manage your Plan for you, taking the hassle out of saving for retirement.  However, there are never any guarantees about how investments will perform.
  • By combining two or more pensions, you're not guaranteed more money in retirement than you would if you kept them separate.However, by combining your pensions, you could save money on multiple fees.     
  • You can't transfer a pension to us that has safeguarded benefits or guarantees, which might include defined benefit pensions, definedcontribution pensions with a guaranteed income, or benefits such as getting more than 25% of your cash tax-free. We also can't accept a transfer if you’realready taking an income from it. For other pensions, you should consider whether you may lose any valuable features, such as loyalty bonuses.       
  • Your pension will be transferred as cash only so the existing investments will need to be sold first, meaning for a period of time yourpension will not be invested and you’ll be ‘out of the market’ while the transfer takes place.

With investing, your capital is at risk. The tax treatment of your investment will depend on your individual circumstances and may change in the future.

HOW TO QUALIFY:

   

Step 1

Choose how much to invest and pick one of five investment styles to create your Plan

Step 2

Deposit or transfer a minimum of £500 "qualifying amount" into your Plan.

Step 3

Wait until your new investment is validated

Step 4

Receive the cashback in your TopCashback account

PLAN YOUR FINANCIAL FUTURE

Wealthify’s Personal Pension is a great way to save for your long term goals. Use it to supplement your workplace pension, or transfer your existing pots to us to help your money work harder.

Use our Pension Calculator to see what your pot could be worth - let us know how much is in your pension, when you're planning to retire, and how much you regularly contribute. The calculator will apply our projected investment performance and give you an idea of how much your pension might pay.

BRING YOUR PENSIONS TOGETHER

In the UK, most people have around 6 jobs by the time they're 45. Don't lose track of your pensions; make the most of them by consolidating them in a Wealthify Pension. 

Bringing your pensions together can give you a clear view of how much is in your pot and let you check you're on track.

HOW TO DO IT?

Transferring your old pensions is easier than you might think – all we need to know is who your old providers are, reference numbers, an estimated value, and your permission to get in touch with your old providers regarding your pensions. You can usually find this information on your latest pension statement. We’ll do the rest and consolidate them into your Wealthify Pension.

Safe & Secure

      

MANAGED

Your money, managed by our team of experienced and qualified investment experts.

SAFEGUARDED

Your log-in details will be kept secure and never be shared with anybody else.

HELP IS ON HAND

Our customer service team are happy to help with any queries on 0800 802 1800 or on Live Chat.

STRENGTH IN DEPTH

Wealthify is backed by Aviva, one of the UK’s largest financial services institutions which has looked after British consumers for more than 300 years.

We operate independently of Aviva, which means you get the best innovation in smart simple investing together with the security of knowing that we’re here to stay and operate to the highest standards.

Being part of the Aviva group of companies allows us to develop our business, but at an accelerated pace and with greater confidence.

MULTI-AWARD-WINNING

Here are just a few of the prestigious awards we’ve picked up along the way:

Wealthify Customer Reviews

Trustpilot

TopCashback Limited is an introducer appointed representative of Wealthify Limited which is authorised and regulated by the Financial Conduct Authority