AA Loans Cashback

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Terms & Conditions and other useful information
  • What will stop me getting cashback?
    • This program is being monitored, so any abuse of the terms in any way may result in your account being terminated.
    • Using a promotional/voucher code not posted and approved by TopCashback.
  • What else is essential?
    • Cashback will only be paid after you have signed and returned the loan agreement, and the funds have been transferred to your account.
  • Good to know
    • AA Loans cashback can be earned simply by clicking through to the merchant and shopping as normal.
    • AA Loans Cashback is available through TopCashback on genuine, tracked transactions completed immediately and wholly online.
    • AA Loans are provided by Bank of Ireland (UK) plc. Bank of Ireland (UK) plc is licenced to operate the ‘AA’ brand as the loan provider for AA Financial Services Limited.
    • If you are logged in to your account, the rates above include a bonus relevant to your membership level; typically 5% for Plus members and 1% for classic. If you are logged out of your account, the rates shown will be the Plus member rates. Please login to ensure you see the relevant rates to your membership level.
    • Cashback rates are subject to change both up and down.
    • From time to time information displayed here may be out of date. Please see TopCashback's full Terms and Conditions page for further information.
    • Recurrences on the amount of purchases that can be made while earning cashback may be limited.
    • Representative 3.0% APR. Based on a loan of £17,500 over 5 years, with monthly repayments of £314.14 and total amount repayable of £18,848.24, which includes £1,348.24 interest at 3.0% fixed. Important: The rate and fee you're offered will depend on your personal circumstances – including your credit rating. The maximum APR you could receive is 29.9%. Make sure to read our Statement of lender and borrower responsibilities, our Important Information and our Terms and Conditions before you apply.
    • Representative 3.1% APR. Based on a loan amount of £17,500 over 60 months at an interest rate of 3.1% p.a. (fixed). Monthly repayment £314.89. Total amount repayable £18,893.40 AA Loans are provided by Bank of Ireland (UK) plc. Bank of Ireland (UK) plc is licenced to operate the ‘AA’ brand as the loan provider for AA Financial Services Limited. Bank of Ireland (UK) plc is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority. Bank of Ireland (UK) plc is incorporated in England and Wales (7022885). Registered Office: Bow Bells House, 1 Bread Street, London EC4M 9BE. Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc. APR stands for annual percentage rate. This is the total charge for the loan including fees and interest expressed as a percentage. The APR you are offered may differ from the representative example displayed. This is because each loan application is assessed on an individual basis and on a number of factors including the information you have provided in your application and data we obtain from credit reference agencies.
    • Transactions for this merchant should appear as pending within 24 hours. They will remain at this status until the retailer confirms that we're eligible for cashback. Once this happens your purchase will reach the confirmed stage of your account. When the merchant then pays us the cashback we can make this payable in your account.
    • Transactions will initially track at £0.00 and uplift on validation.
    • You can only withdraw your cashback via BACS once it reaches Payable.
  • What to do when
    • Some merchants may not be forthcoming with untracked cashback. We endeavour to chase untracked cashback but reserve the right to halt enquiries at any time. Please do not make purchase decisions based upon expected cashback as it is not guaranteed.
    • The vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing Cashback" query within 30 days of the transaction, we will be unable to chase up claims older than this.
    • When submitting your claim please ensure that your AA Loans order number is 19 digits long and start with 000729…..

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About AA Loans

Get a personal loan or car loan at AA Loans. A personal loan is a great way of helping you to put your plans into action. Whether you are buying a new car, consolidating debt, planning for a special occasion or improving your home. There is a simple online application with an instant decision, while if you sign online, you will get your funds sooner. Provided by Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender.

Non-Member: Representative 3.1% APR. Based on a loan of £15,000 over 5 years, with monthly repayments of £269.90 and total amount repayable of £16,194.00, which includes £1194.00 interest at 3.1% fixed.
Member: Representative 3.0% APR. Based on a loan of £15,000 over 5 years, with monthly repayments of £269.26 and total amount repayable of £16,155.64, which includes £1,155.64 interest at 3.0% fixed.

FAQs

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  • When will I actually get my cashback?