Legal & General Life And Over 50s Insurance Cashback

1. The Fixed Plan - gives you the certainty of having the benefit of a fixed cash sum paid out when you die. The premiums are guaranteed to never go up once your plan starts. Inflation may, over time, reduce the value of the benefit of your plan.

2. The Increasing Plan - gives you the benefit of a cash sum paid out when you die. The benefit is designed to increase in line with inflation. (Benefits and premiums will be reviewed each year).

3. The Funeral Plan - for those who want to ensure that the costs of their funeral are covered. The benefit of the Funeral Plan is that when you die the costs of a traditional cremation funeral (or a contribution towards the costs of a burial) are paid directly to Dignity, who will arrange the funeral through their network of funeral directors. This plan benefit and premium will also increase in the same way as the Increasing Plan.

Our plans have no cash-in value at any time and depending on how long you live you may pay in more than we will pay out in benefit for your plan.

If you stop paying premiums as they are due, the cover stops and you get nothing back.

We will pay your plan benefit in full if you die two years or more after your plan starts. If you die within the first two years we will refund any premiums paid, unless you die as a result of an accident, when we will pay the full plan benefit. Exclusions and limitations apply.

This information is designed to help our business partners understand our products and is not approved for use with customers unless specifically stated.